7 steps to take when dividing property during divorce
When proceeding with a divorce, a couple needs to determine whether or not they can identify as “spouses.” In most provinces, a couple are considered spouses or common-law if they have been married or...
View ArticleWhat happens to real estate during a divorce?
Not every marriage is a match made in heaven. In fact, it’s widely acknowledged that 40% to 50% of marriages in Canada end in divorce. But some separations are more difficult than others. Just ask...
View ArticleHow to tell if your home insurance settlement is fair
“Is my claim settlement fair?” If you’ve had to make an insurance claim at any point, you’ve probably asked yourself (or your friends) this burning question. The truth is there are a lot of questions...
View ArticleTop 10 mistakes first-time home buyers make
If you’re considering buying your first home, you probably want to do a bit of research. Perhaps you’ll talk to friends and colleagues and even read a few articles regarding the process, but with 80%...
View ArticleWhy your home insurance rates are rising
At first glance, James Arnold looks like an insurance company’s dream client. The Richmond, B.C., resident has owned his current home for more than two decades, has been with the same insurance...
View ArticleShould you pay off your mortgage early?
Let’s face it, we all dream of a debt-free life, and paying off your mortgage can be a big part of that. Even if it’s a distant goal, it’s fun to imagine the financial freedom that comes with settling...
View Article10 must-use online housing and mortgage calculators
Would you like to buy a home soon but not sure if you should continue renting instead? Or are you already a homeowner and pondering if it’s worth it to break your mortgage and refinance? In these and...
View Article“I discovered water damage in my home. Will insurance cover me?”
Q: My washing machine has been leaking for years and we only just learned of the leak and the resulting damage because of staining on our basement ceiling below. Will my home insurance cover this?...
View ArticleHow to save on capital gains tax when selling a rental property
For the moment it seems that capital gains are taxed at 50% of the value. My parents own a rental property. Would it make sense to “buy them out” now and pay the capital gains at 50% rather than wait...
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